60-day report and payment
We file the CGT return through the HMRC online portal and confirm the payment due. The work happens in days, not weeks.
ReadingSloughWindsorMaidenheadMarlowHigh WycombeBracknellWokinghamHenley on ThamesBy appointment
Specialist · Thames Valley
60-day reporting, base-cost rebuilds, and timing across tax years.
When you sell a UK property, you have 60 days from completion to report and pay CGT. Get the base cost, allowable expenditure, and PRR claims wrong and you either overpay or face a penalty later. We run the disposal end to end.
CGT, by the numbers.
60 days
From completion to CGT report and payment
£3,000
Annual exempt amount for individuals, 2025–26
24%
Higher-rate CGT on residential property
No. 01 / Why this matters
CGT on property is fast, expensive, and easy to get wrong.
Since 2020, UK residents disposing of UK residential property must report and pay any CGT due within 60 days of completion. The deadline is short, the calculation is dense, and the payment is a real cash cost.
Most overpayments come from missed allowable expenditure: enhancement works, professional fees on acquisition and disposal, period of owner-occupation for PRR, and (where eligible) lettings relief. Most underpayments come from base-cost errors: forgotten gifts, transfers between spouses, and incorrect claim of indexation that was abolished in 2008 for individuals.
For portfolio landlords, timing matters too. Splitting a disposal across two tax years to use both annual exempt amounts can save real money, and pairing a disposal year with a low-income year can drop the gain into the 18% band rather than 24%.
No. 02 / What's included
The work, line by line.
Base-cost reconstruction
Acquisition price, SDLT, legal and survey fees, and any allowable enhancement works carried out during ownership. Recovered from records, completion statements, builders’ invoices and bank records.
PRR and lettings relief
Where the property has been the owner’s main residence at any point, we calculate Principal Private Residence relief and any remaining lettings relief (post-April 2020 rules apply).
Spousal transfer and joint ownership
Inter-spousal transfers at no-gain-no-loss before disposal can use both annual exempt amounts and split the gain across tax bands. We model and execute the transfer in time.
Multi-property disposal timing
For portfolios, we model splitting disposals across tax years to optimise allowances and bands. Worth running before you accept the first offer.
Self-assessment reconciliation
The 60-day return is provisional. We reconcile with the annual self-assessment after the tax year ends to settle any final adjustment.
No. 03 / What it costs
Per-disposal pricing.
Pricing depends on complexity: single property versus portfolio, length of ownership, and whether PRR or lettings relief apply.
Single disposal, simple
£450
Full ownership, no PRR, clear base cost.
- 60-day report and payment
- Allowable expenditure capture
- HMRC submission
- Self-assessment reconciliation
Most popular
Single disposal, with PRR
From £750
Property used as main residence at any point.
- Everything in simple
- PRR period calculation
- Lettings relief where eligible
- Owner-occupation evidence pack
Multi-property disposal
From £1,200
Portfolio rebalancing or full sell-down.
- Everything in mid plan
- Tax-year split modelling
- Spousal transfer execution
- Annual exempt amount optimisation
CGT is paid by you direct to HMRC. We do not handle client money. All work fixed-fee and quoted before any work starts.
I let a Wargrave cottage for fifteen years and was thinking of selling. They modelled three disposal scenarios in a week and told me which year to do it in. The CGT saving paid their fee five times over.
No. 04 / Common questions
What landlords ask before booking.
Late filing penalties: £100 immediately, then £10 per day after three months (capped at £900), plus tax-geared penalties at 6, 12 and 24 months. Late payment interest accrues from the original deadline. We submit the late return immediately and handle any reasonable-excuse appeal where the circumstances support it.
Disposal in the next 12 months?
Tell us the property and timeline in 60 seconds. We will come back within one working hour with a fixed-fee quote and a quick view on timing.